@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/2c55a0e60120577a-s.03ez25a9g3i0n.woff2)format("woff2");unicode-range:U+460-52F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/9c72aa0f40e4eef8-s.3i9rha7jpxn0q.woff2)format("woff2");unicode-range:U+301,U+400-45F,U+490-491,U+4B0-4B1,U+2116}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/ad66f9afd8947f86-s.2o7ko1d-5m1xu.woff2)format("woff2");unicode-range:U+1F??}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/5476f68d60460930-s.1ee5w62fj497l.woff2)format("woff2");unicode-range:U+370-377,U+37A-37F,U+384-38A,U+38C,U+38E-3A1,U+3A3-3FF}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/2bbe8d2671613f1f-s.1way2z9fj6cig.woff2)format("woff2");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/1bffadaabf893a1e-s.0szrwpqb9mkwe.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/83afe278b6a6bb3c-s.p.45535valc9rzk.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Inter Fallback;src:local(Arial);ascent-override:90.44%;descent-override:22.52%;line-gap-override:0.0%;size-adjust:107.12%}.inter_3645cf4d-module__-KQRRa__className{font-family:Inter,Inter Fallback;font-style:normal}.inter_3645cf4d-module__-KQRRa__variable{--font-sans:"Inter", "Inter Fallback"}
:root{--color-navy:#14284a;--color-navy-700:#1f3a5f;--color-blue:#166a93;--color-blue-500:#1a78a6;--color-green:#3f7a22;--color-green-500:#4c8a2b;--color-gold:#d9a441;--color-gold-hover:#e6b453;--color-gold-700:#a4751c;--color-gold-800:#7a5a1c;--color-gold-900:#6b4d12;--color-gold-600:#b88410;--surface-page:#f8f7f4;--surface-alt:#faf7f1;--surface-hero:#f4ecdd;--surface-cta:#f7f1e6;--surface-soft:#faf6ee;--surface-footer:#fbf9f5;--surface-highlight:#fbf3e2;--surface-white:#fff;--surface-navy:#14284a;--surface-ice:#e7f2f8;--surface-muted:#e8edf5;--surface-menu-hover-blue:#f4f8fb;--surface-menu-hover-green:#f3f8ef;--surface-gold-tint:#d9a44129;--border-cream:#e3ddd0;--border-soft:#ece4d3;--border-sand:#cfc6b3;--border-slate:#e6eaf0;--border-slate-200:#d9dfe8;--border-input:#cfd6e0;--border-footer:#e9e3d6;--border-search:#e2d6bd;--text-body:#1b2433;--text-lead:#2b3547;--text-secondary:#3d4756;--text-tertiary:#4a5565;--text-caption:#5a6675;--text-on-navy:#fff;--text-on-navy-muted:#c9d3e3;--text-error:#b3261e;--font-heading:var(--font-sans), "Inter", Arial, sans-serif;--font-quote:var(--font-heading);--fw-heading:800;--font-body:var(--font-sans), "Inter", Arial, sans-serif;--font-mono:ui-monospace, Menlo, monospace;--text-base:18px;--lh-body:1.55;--lh-relaxed:1.7;--fs-h1:clamp(40px, 3.8vw, 54px);--fs-h2-feature:clamp(34px, 3.5vw, 48px);--fs-h2:clamp(32px, 3.2vw, 44px);--fs-h2-sub:clamp(32px, 3.3vw, 46px);--fs-h2-card:1.75em;--fs-h3-serif:1.8em;--fs-card-title:1.25em;--fs-lead:1.1em;--fs-body-lg:1.05em;--fs-small:.85em;--fs-caption:.82em;--fs-legal:.8em;--fs-consent:.74em;--fs-stat:2.6em;--fs-step-num:2.4em;--fs-estimate:3em;--ls-eyebrow-hero:.1em;--ls-eyebrow:.08em;--ls-footer-label:.12em;--container:1440px;--container-content:1240px;--container-narrow:1100px;--container-text:900px;--gutter:clamp(20px, 4vw, 64px);--section-y:clamp(56px, 7vw, 96px);--section-y-sub:clamp(56px, 6vw, 88px);--gap-columns:clamp(36px, 5vw, 80px);--gap-cards:clamp(24px, 3vw, 40px);--gap-cards-sm:clamp(18px, 2vw, 28px);--header-h:81px;--radius-xs:6px;--radius-sm:10px;--radius-md:12px;--radius-lg:16px;--radius-xl:18px;--radius-2xl:20px;--radius-pill:999px;--shadow-header:0 2px 12px #14284a0f;--shadow-menu:0 24px 48px #14284a29;--shadow-card:0 18px 44px #14284a24;--shadow-form:0 24px 60px #14284a38;--shadow-form-page:0 24px 60px #14284a24;--shadow-search:0 10px 30px #14284a14;--shadow-cta-glow:0 10px 26px #d9a4414d;--shadow-sticky-bar:0 -6px 24px #14284a24;--shadow-badge:drop-shadow(0 8px 16px #14284a2e);--focus-ring:3px solid #d9a441;--focus-offset:3px;--input-focus-border:#1f3a5f;--input-focus-ring:0 0 0 3px #1f3a5f26;--input-h:50px;--input-border-w:1.5px;--btn-h:54px;--btn-h-lg:58px;--btn-h-xl:62px;--btn-h-header:50px;--touch-min:44px}
*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth}html[data-text-size=standard]{--text-base:17px}body{background:var(--surface-page);color:var(--text-body);font:400 var(--text-base) / var(--lh-body) var(--font-body);-webkit-font-smoothing:antialiased;margin:0}img,video{max-width:100%;display:block}h1,h2,h3,h4,p,figure,blockquote{margin:0}ul,ol{margin:0;padding:0}a{color:var(--color-blue)}a:hover{color:var(--color-navy)}input,select,button,textarea{font:inherit}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:var(--focus-ring);outline-offset:var(--focus-offset)}strong{color:var(--color-navy)}.h-serif,h1,h2{font-family:var(--font-heading);font-weight:var(--fw-heading);color:var(--color-navy);letter-spacing:-.02em;text-wrap:balance}h1{font-size:var(--fs-h1);line-height:1.1}h2{font-size:var(--fs-h2);line-height:1.15}h2.h2--sub{font-size:var(--fs-h2-sub);line-height:1.15}h2.h2--feature{font-size:var(--fs-h2-feature);line-height:1.1}h3{font-size:var(--fs-card-title);color:var(--color-navy);font-weight:700;line-height:1.35}.accent{color:var(--color-gold-700);display:block}p{text-wrap:pretty}.icon{font-variation-settings:"FILL" 1, "wght" 500;-webkit-user-select:none;user-select:none;white-space:nowrap;letter-spacing:normal;text-transform:none;word-wrap:normal;font-feature-settings:"liga";-webkit-font-smoothing:antialiased;direction:ltr;flex:none;font-family:Material Symbols Rounded;font-size:24px;font-style:normal;font-weight:400;line-height:1;display:inline-block}.icon--outline{font-variation-settings:"FILL" 0, "wght" 500}.visually-hidden{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;overflow:hidden;position:absolute!important}.skip-link{z-index:100;background:var(--color-navy);color:#fff;border-radius:var(--radius-sm);padding:12px 18px;font-weight:700;text-decoration:none;position:absolute;top:-100px;left:12px}.skip-link:focus{color:#fff;top:12px}@media (max-width:900px){body.has-sticky-bar{padding-bottom:84px}}.nowrap{white-space:nowrap}
.container{max-width:var(--container);padding:0 var(--gutter);margin:0 auto}.container--content{max-width:var(--container-content)}.container--narrow{max-width:var(--container-narrow)}.container--text{max-width:var(--container-text)}.section{padding:var(--section-y) 0;scroll-margin-top:80px}.section--white{background:var(--surface-white)}.section--alt{background:var(--surface-alt)}.section--hero{background:var(--surface-hero)}.section-head{flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:16px 40px;margin-bottom:clamp(32px,4vw,52px);display:flex}.two-col{gap:var(--gap-columns);grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr));align-items:start;display:grid}.two-col--center{align-items:center}.stack{gap:18px;display:grid}.divider-grid{border-top:2px solid var(--color-navy);grid-template-columns:repeat(3,minmax(0,1fr));list-style:none;display:grid}.divider-grid--thin{border-top-width:1px;border-top-color:var(--border-cream)}.divider-grid>*{padding:28px 28px 8px}.divider-grid>:first-child{padding-left:0}.divider-grid>:last-child{padding-right:0}.divider-grid>*+*{border-left:1px solid var(--border-cream)}@media (max-width:900px){.divider-grid{grid-template-columns:1fr}.divider-grid>*{border-left:0;padding-left:0;padding-right:0}.divider-grid>*+*{border-top:1px solid var(--border-cream)}}.eyebrow{font-size:var(--fs-small);letter-spacing:var(--ls-eyebrow);text-transform:uppercase;color:var(--color-blue);margin-bottom:12px;font-weight:600}.eyebrow--hero{letter-spacing:var(--ls-eyebrow-hero);color:var(--color-gold-800);margin-bottom:14px}.eyebrow--gold{color:var(--color-gold-800)}.eyebrow--on-navy{color:var(--color-gold)}.lead{font-size:var(--fs-lead);color:var(--text-lead);line-height:1.6}.intro{font-size:var(--fs-body-lg);color:var(--text-tertiary);max-width:640px;margin-bottom:clamp(28px,4vw,44px)}.prose{font-size:1.12em;line-height:var(--lh-relaxed);color:var(--text-lead)}.caption{font-size:var(--fs-caption);color:var(--text-caption)}.legal{font-size:var(--fs-legal);color:var(--text-caption);line-height:1.7}.consent{font-size:var(--fs-consent);color:var(--text-caption);text-align:center;line-height:1.5}.serif-num{font-family:var(--font-heading);font-weight:var(--fw-heading);color:var(--color-navy);letter-spacing:-.01em;line-height:1}.serif-num--stat{font-size:var(--fs-stat)}.serif-num--step{font-size:var(--fs-step-num);color:var(--color-blue)}.serif-num--estimate{font-size:var(--fs-estimate)}.stars{color:var(--color-gold-600);letter-spacing:2px}.check-list{gap:10px;list-style:none;display:grid}.check-list li{gap:12px;display:flex}.check-list li:before{content:"✓";color:var(--color-green);font-weight:700}.figure img{object-fit:cover;border-radius:var(--radius-xs);width:100%}.figure figcaption{font-size:var(--fs-caption);color:var(--text-caption);margin-top:10px}.btn{min-height:var(--btn-h);border-radius:var(--radius-xs);cursor:pointer;white-space:nowrap;border:0;justify-content:center;align-items:center;gap:10px;padding:0 26px;font-size:.94em;font-weight:700;text-decoration:none;display:inline-flex}.btn--primary{background:var(--color-gold);color:var(--color-navy)}.btn--primary:hover{background:var(--color-gold-hover);color:var(--color-navy)}.btn--navy{background:var(--color-navy-700);color:#fff}.btn--navy:hover{color:#fff}.btn--outline{color:var(--color-navy);border:2px solid var(--color-navy);background:0 0}.btn--outline:hover{background:var(--surface-white);color:var(--color-navy)}.btn--rounded{border-radius:var(--radius-sm)}.btn--lg{min-height:var(--btn-h-lg);font-size:1em}.btn--xl{min-height:var(--btn-h-xl);border-radius:var(--radius-md);box-shadow:var(--shadow-cta-glow);padding:0 34px;font-size:1em}.btn--block{width:100%;display:flex}.link-underline{min-height:var(--btn-h);color:var(--color-navy);text-underline-offset:5px;align-items:center;padding:0 4px;font-weight:600;text-decoration:underline;text-decoration-thickness:1px;display:inline-flex}.link-underline:hover{color:var(--color-blue)}.link-inline{color:var(--color-blue);font-weight:600}.btn-row{flex-wrap:wrap;align-items:center;gap:8px 24px;display:flex}.field{gap:8px;display:grid}.label{color:var(--color-navy);font-weight:700}.input{width:100%;min-height:var(--input-h);border:var(--input-border-w) solid var(--border-input);border-radius:var(--radius-sm);color:var(--text-body);background:var(--surface-white);outline:none;padding:0 16px;font-size:1em}.input:focus{border-color:var(--input-focus-border);box-shadow:var(--input-focus-ring)}.input--lg{min-height:56px}.field-error{color:var(--text-error);font-size:var(--fs-small);margin-top:6px;font-weight:700}.form-grid{gap:14px;display:grid}.form-grid--2{grid-template-columns:repeat(auto-fit,minmax(min(100%,140px),1fr))}.secure-line{font-size:var(--fs-small);color:var(--text-secondary);justify-content:center;align-items:center;gap:10px;font-weight:600;display:flex}.secure-line img{object-fit:contain;flex:none;width:34px;height:34px}.seg{border:1px solid var(--border-sand);border-radius:var(--radius-xs);background:var(--surface-white);display:flex;overflow:hidden}.seg__btn{background:var(--surface-white);min-height:46px;color:var(--color-navy);border:0;flex:1;font-size:.95em;font-weight:600}.seg__btn[aria-pressed=true]{background:var(--color-navy);color:#fff}.seg--compact .seg__btn{flex:initial;min-height:40px;padding:0 14px;font-size:.88em}.seg--compact .seg__btn[aria-pressed=true]{background:var(--color-navy-700)}.option{border-radius:var(--radius-md);border:2px solid var(--border-slate-200);background:var(--surface-white);min-height:60px;color:var(--color-navy);font-size:1.02em;font-weight:700}.option[aria-pressed=true]{border-color:var(--color-gold);background:var(--surface-highlight)}.option--sm{border-radius:var(--radius-sm);min-height:52px;font-weight:600}.option-grid{grid-template-columns:repeat(auto-fit,minmax(min(100%,120px),1fr));gap:10px;display:grid}.range{width:100%;height:36px;accent-color:var(--color-navy);cursor:pointer;margin-top:8px}.range-scale{font-size:var(--fs-legal);color:var(--text-caption);justify-content:space-between;display:flex}.card{background:var(--surface-white);border:1px solid var(--border-cream);border-radius:var(--radius-xs)}.card--soft{background:var(--surface-alt)}.card--cream{background:var(--surface-soft);border-color:var(--border-soft)}.card--navy{background:var(--surface-navy);color:#fff;border:0}.card--navy .muted{color:var(--text-on-navy-muted)}.card__body{align-content:start;gap:16px;padding:clamp(24px,3vw,40px);display:grid}.split-card{grid-template-columns:repeat(2,minmax(0,1fr));display:grid}.split-card>*+*{border-left:1px solid var(--border-cream)}@media (max-width:760px){.split-card{grid-template-columns:1fr}.split-card>*+*{border-left:0;border-top:1px solid var(--border-cream)}}.floating-card{background:var(--surface-white);border-radius:var(--radius-lg);box-shadow:var(--shadow-form);overflow:hidden}.floating-card__head{background:var(--surface-navy);color:#fff;text-align:center;padding:22px 26px 18px}.floating-card__head h2{color:#fff;font-size:var(--fs-h2-card);margin-bottom:6px;line-height:1.1}.floating-card__head p{color:var(--text-on-navy-muted);font-size:.95em}.floating-card__body{padding:20px 24px 22px}.stats{border-top:1px solid var(--border-cream);border-bottom:1px solid var(--border-cream);flex-wrap:wrap;gap:28px;padding:22px 0;display:flex}.stats small{font-size:var(--fs-small);color:var(--text-tertiary);max-width:200px;margin-top:6px;display:block}.rate-table{border-collapse:collapse;border-top:2px solid var(--color-navy);width:100%}.rate-table th{text-align:left;font-size:var(--fs-small);color:var(--text-tertiary);border-bottom:1px solid var(--border-cream);padding:12px 8px;font-weight:600}.rate-table td{border-bottom:1px solid var(--border-cream);font-variant-numeric:tabular-nums;padding:12px 8px}.rate-table th.num,.rate-table td.num{text-align:right}.rate-table td:first-child{color:var(--color-navy);font-weight:600}.rate-table tr.is-you{background:var(--surface-highlight)}.rate-table .you-tag{color:var(--color-gold-900);margin-left:10px;font-size:.75em;font-weight:600}.faq-list{border-top:2px solid var(--color-navy)}.faq-item{border-bottom:1px solid var(--border-cream)}.faq-item__btn{text-align:left;width:100%;min-height:64px;font-weight:600;font-size:var(--fs-body-lg);color:var(--color-navy);background:0 0;border:0;justify-content:space-between;align-items:center;gap:16px;padding:16px 0;line-height:1.35;display:flex}.faq-item__sign{color:var(--color-blue);flex:none;font-size:24px;font-weight:400;line-height:1}.faq-item__answer{line-height:var(--lh-relaxed);color:var(--text-secondary);padding:0 40px 22px 0}.review{align-content:start;gap:14px;display:grid}.review blockquote{font-size:var(--fs-body-lg);color:var(--text-body);line-height:1.65}.review figcaption{color:var(--text-tertiary);font-size:.88em}.trust-line{color:var(--text-secondary);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px 0;padding:18px 0;font-size:.9em;display:flex}.trust-line>*+*{border-left:1px solid var(--border-cream);padding-left:24px}.trust-line>*{padding-right:24px}@media (max-width:1000px){.trust-line{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 24px;display:grid}.trust-line>*{border-left:0;padding:0}}@media (max-width:560px){.trust-line{grid-template-columns:1fr}}.pill{background:var(--surface-highlight);color:var(--color-gold-900);font-weight:600;font-size:var(--fs-legal);border-radius:var(--radius-pill);align-items:center;gap:6px;padding:5px 12px;display:inline-flex}.chip{border-radius:var(--radius-pill);border:1.5px solid var(--border-slate-200);background:var(--surface-white);min-height:44px;color:var(--color-navy);padding:0 18px;font-size:.92em;font-weight:600}.chip[aria-pressed=true]{background:var(--color-navy);border-color:var(--color-navy);color:#fff}.avatar{object-fit:cover;background:var(--surface-soft);border-radius:50%;flex:none}.illus{object-fit:contain;max-width:100%;display:block}.illus--center{margin-left:auto;margin-right:auto}
.brand-stripe{background:linear-gradient(90deg,#14284a 0% 34%,#1a78a6 34% 67%,#4c8a2b 67% 100%);height:4px}.site-header-wrap{z-index:50;position:sticky;top:0}.site-header{background:var(--surface-white);border-bottom:1px solid var(--border-slate);box-shadow:var(--shadow-header);line-height:1.5;position:relative}.site-header__bar{max-width:var(--container);padding:10px var(--gutter);align-items:center;gap:28px;margin:0 auto;display:flex}.site-header__logo{flex:none;align-items:center;display:flex}.site-header__logo img{width:auto;height:56px}.site-nav{align-items:center;gap:6px;margin-left:auto;display:flex}.site-nav__item{color:var(--text-secondary);background:0 0;border:0;border-bottom:3px solid #0000;align-items:center;gap:4px;padding:22px 12px;font-size:.89em;font-weight:600;text-decoration:none;display:flex}.site-nav__item:hover{color:var(--color-blue-500)}.site-nav__item.is-active{border-bottom-color:var(--color-gold);color:var(--color-navy)}.site-nav__item.is-open{border-bottom-color:var(--color-blue-500);color:var(--color-navy)}.site-nav__item .icon{font-size:20px}.site-header__utility{align-items:center;gap:18px;margin-left:auto;display:flex}.header-phone{color:var(--color-navy);border-left:1px solid var(--border-slate-200);align-items:center;gap:10px;padding-left:22px;text-decoration:none;display:flex}.header-phone:hover{color:var(--color-navy)}.header-phone__disc{background:var(--surface-ice);border-radius:50%;flex:none;place-items:center;width:40px;height:40px;display:grid}.header-phone__disc .icon{color:var(--color-blue-500);font-size:22px}.header-phone__text{line-height:1.15;display:grid}.header-phone__label{color:var(--text-caption);font-size:.78em;font-weight:500}.header-phone__number{font-size:1.12em;font-weight:700}.header-quote{min-height:var(--btn-h-header);border-radius:var(--radius-sm);background:var(--color-gold);color:var(--color-navy);white-space:nowrap;align-items:center;gap:8px;padding:0 22px;font-size:.92em;font-weight:700;text-decoration:none;display:inline-flex}.header-quote:hover{background:var(--color-gold-hover);color:var(--color-navy)}.header-quote .icon{font-size:20px}.menu-btn{border-radius:var(--radius-sm);border:1.5px solid var(--border-slate-200);width:50px;height:50px;color:var(--color-navy);background:#fff;justify-content:center;align-items:center;display:none}.menu-btn .icon{font-size:28px}.mega{border-top:1px solid var(--border-slate);box-shadow:var(--shadow-menu);z-index:60;background:#fff;position:absolute;top:100%;left:0;right:0}.mega__inner{max-width:var(--container);padding:30px var(--gutter) 34px;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr) minmax(0,1fr);gap:40px;margin:0 auto;display:grid}.mega__label{letter-spacing:.08em;text-transform:uppercase;margin:0 0 14px;font-size:.78em;font-weight:700}.mega__label--blue{color:var(--color-blue)}.mega__label--green{color:var(--color-green)}.mega__tiles{grid-template-columns:repeat(2,minmax(0,1fr));gap:6px 18px;display:grid}.mega__tile-link{border-radius:var(--radius-md);align-items:flex-start;gap:14px;padding:12px;text-decoration:none;display:flex}.mega__tile-link:hover{background:var(--surface-menu-hover-blue)}.mega__tile{border-radius:var(--radius-sm);flex:none;place-items:center;width:42px;height:42px;display:grid}.mega__tile .icon{font-size:22px}.mega__tile--navy{background:var(--color-navy);color:var(--color-gold)}.mega__tile--ice{background:var(--surface-ice);color:var(--color-blue-500)}.mega__tile-text{gap:2px;display:grid}.mega__tile-title{color:var(--color-navy);font-size:.95em;font-weight:700}.mega__tile-desc{color:var(--text-caption);font-size:.82em;line-height:1.4}.mega__list{gap:4px;display:grid}.mega__list-link{border-radius:var(--radius-sm);color:var(--color-navy);align-items:center;gap:12px;padding:11px 12px;font-size:.95em;font-weight:600;text-decoration:none;display:flex}.mega__list-link:hover{background:var(--surface-menu-hover-green);color:var(--color-navy)}.mega__list-link .icon{color:var(--color-green-500);font-size:22px}.mega__list-link--q{align-items:flex-start;gap:10px;padding:10px 12px;font-size:.92em;font-weight:500;line-height:1.4}.mega__list-link--q .icon{font-size:20px;line-height:1.1}.mega-promo{border-radius:var(--radius-lg);background:var(--color-navy);color:#fff;align-content:start;text-decoration:none;display:grid;overflow:hidden}.mega-promo:hover{color:#fff;box-shadow:0 12px 30px #14284a40}.mega-promo__img{aspect-ratio:16/8;position:relative;overflow:hidden}.mega-promo__img img{object-fit:cover;object-position:50% 35%}.mega-promo__body{gap:6px;padding:18px 20px 20px;display:grid}.mega-promo__title{font-family:var(--font-heading);font-weight:var(--fw-heading);font-size:1.35em;line-height:1.15}.mega-promo__text{color:var(--text-on-navy-muted);font-size:.88em}.mega-promo__cta{color:var(--color-gold);align-items:center;gap:6px;margin-top:6px;font-weight:700;display:inline-flex}.mega-promo__cta .icon{font-size:20px}.mega-contact{background:var(--surface-soft);border:1px solid var(--border-soft);border-radius:var(--radius-lg);align-content:start;gap:12px;padding:22px;display:grid}.mega-contact__title{font-family:var(--font-heading);font-weight:var(--fw-heading);color:var(--color-navy);font-size:1.35em;line-height:1.15}.mega-contact__text{color:var(--text-secondary);font-size:.9em}.mega-contact .btn{border-radius:var(--radius-sm);gap:8px;min-height:50px}.mega-contact .btn .icon{font-size:20px}.mobile-menu{border-top:1px solid var(--border-slate);z-index:60;background:#fff;max-height:calc(100vh - 90px);position:absolute;top:100%;left:0;right:0;overflow-y:auto;box-shadow:0 24px 48px #14284a2e}.mobile-menu__inner{padding:14px var(--gutter) 24px;gap:4px;display:grid}.mobile-menu__link{min-height:54px;color:var(--color-navy);border-bottom:1px solid #eef1f5;align-items:center;gap:14px;padding:0 10px;font-size:1.02em;font-weight:600;text-decoration:none;display:flex}.mobile-menu__link:hover{color:var(--color-blue-500)}.mobile-menu__link .icon{font-size:22px}.mobile-menu__call{border-radius:var(--radius-sm);background:var(--color-navy);color:#fff;justify-content:center;align-items:center;gap:8px;min-height:56px;margin-top:14px;font-weight:700;text-decoration:none;display:flex}.mobile-menu__call:hover{color:#fff;background:var(--color-navy-700)}.mobile-menu__call .icon{font-size:22px}@media (max-width:1100px){.site-nav,.header-phone,.mega{display:none}.menu-btn{display:flex}}@media (min-width:1101px){.mobile-menu{display:none}}@media (max-width:560px){.header-quote{display:none}}.cta2{border-top:1px solid var(--border-soft);border-bottom:1px solid var(--border-soft);background:linear-gradient(#fbfaf7 0%,#f7f3ea 100%);position:relative;overflow:hidden}.cta2__photo{width:48%;position:absolute;top:0;bottom:0;right:0}.cta2__photo img{object-fit:cover}.cta2__fade{background:linear-gradient(90deg,#faf8f3 0%,#faf8f3e6 16%,#faf8f359 34%,#faf8f300 52%);position:absolute;inset:0}.cta2__wave{width:100%;height:100%;position:absolute;inset:0}.cta2__wave-fill{fill:#f9f6ee}.cta2__wave-navy{fill:none;stroke:var(--color-navy);stroke-width:4px;vector-effect:non-scaling-stroke}.cta2__wave-gold{fill:none;stroke:var(--color-gold);stroke-width:2.5px;vector-effect:non-scaling-stroke}.cta2__inner{padding-top:clamp(44px,5vw,72px);padding-bottom:clamp(44px,5vw,72px);position:relative}.cta2__copy{gap:18px;max-width:760px;display:grid}.cta2__eyebrow{letter-spacing:.18em;text-transform:uppercase;color:var(--text-caption);align-items:center;gap:16px;font-size:.8em;font-weight:600;display:flex}.cta2__eyebrow:before{content:"";background:var(--color-gold);flex:none;width:40px;height:2px}.cta2__title{font-size:clamp(34px,3.5vw,50px);line-height:1.1}.cta2__lead{font-size:var(--fs-lead);color:var(--text-secondary);max-width:640px;line-height:1.55}.cta2__features{grid-template-columns:repeat(4,minmax(0,1fr));gap:12px 0;max-width:760px;margin:10px 0 6px;list-style:none;display:grid}.cta2__features li{text-align:center;color:var(--color-navy);justify-items:center;gap:12px;padding:0 14px;font-size:.86em;font-weight:700;line-height:1.3;display:grid}.cta2__features li+li{border-left:1px solid #e3d9c4}.cta2__disc{width:64px;height:64px;color:var(--color-gold-700);background:#f5ecd9;border-radius:50%;place-items:center;display:grid}.cta2__actions{flex-wrap:wrap;align-items:center;gap:18px 28px;margin-top:10px;display:flex}.cta2__btn{min-height:64px;color:var(--color-navy);background:linear-gradient(#f2c35a 0%,#d9a441 100%);border-radius:14px;align-items:center;gap:12px;padding:0 30px;font-size:1.08em;font-weight:700;text-decoration:none;display:inline-flex;box-shadow:0 10px 26px #d9a44159}.cta2__btn:hover{color:var(--color-navy);background:linear-gradient(#f6cd6c 0%,#e6b453 100%)}.cta2__sep{background:#cfc6b3;width:1px;height:64px}.cta2__call{color:var(--color-navy);align-items:center;gap:16px;text-decoration:none;display:flex}.cta2__call:hover{color:var(--color-navy)}.cta2__call:hover .cta2__call-number{text-underline-offset:5px;text-decoration:underline}.cta2__call-disc{background:var(--surface-ice);width:58px;height:58px;color:var(--color-navy);border-radius:50%;flex:none;place-items:center;display:grid}.cta2__call-text{line-height:1.2;display:grid}.cta2__call-label{letter-spacing:.16em;text-transform:uppercase;color:var(--text-caption);font-size:.72em;font-weight:600}.cta2__call-number{margin:2px 0;font-size:1.5em;font-weight:700}.cta2__call-caption{color:var(--text-secondary);font-size:.85em}@media (max-width:1100px){.cta2__photo{width:42%}.cta2__copy{max-width:58%}.cta2__features{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px 0}.cta2__features li:nth-child(3){border-left:0}.cta2__sep{display:none}}@media (max-width:900px){.cta2__photo{width:100%;height:240px;position:relative}.cta2__fade{background:linear-gradient(#faf8f300 55%,#faf8f3 100%)}.cta2__wave{display:none}.cta2__inner{padding-top:24px}.cta2__copy{max-width:none}.cta2__sep{display:none}}@media (max-width:600px){.cta2__features li{padding:0 8px}.cta2__btn{justify-content:center;width:100%}}.site-footer{color:var(--text-secondary);line-height:1.55}.footer-contact{background:var(--surface-navy);color:#fff}.footer-contact__inner{max-width:var(--container);padding:26px var(--gutter);flex-wrap:wrap;align-items:center;gap:20px 40px;margin:0 auto;display:flex}.footer-contact__item{color:#fff;align-items:center;gap:14px;min-width:0;text-decoration:none;display:flex}a.footer-contact__item:hover{color:#fff;text-decoration:underline}.footer-contact__disc{background:var(--surface-gold-tint);border-radius:50%;flex:none;place-items:center;width:48px;height:48px;display:grid}.footer-contact__disc .icon{color:var(--color-gold)}.footer-contact__text{line-height:1.25;display:grid}.footer-contact__label{color:var(--text-on-navy-muted);font-size:.8em;font-weight:500}.footer-contact__value{overflow-wrap:anywhere;font-weight:600}.footer-contact__value--phone{font-size:1.2em;font-weight:700}.footer-contact__quote{border-radius:var(--radius-sm);gap:8px;margin-left:auto}.footer-contact__quote .icon{font-size:20px}.footer-links{background:var(--surface-footer);border-bottom:1px solid var(--border-footer)}.footer-links__inner{max-width:var(--container);padding:clamp(44px, 5vw, 64px) var(--gutter);grid-template-columns:repeat(auto-fit,minmax(min(100%,190px),1fr));gap:36px 40px;margin:0 auto;display:grid}.footer-brand{grid-column:span 2;align-content:start;gap:18px;min-width:0;max-width:420px;display:grid}.footer-brand__logo{width:fit-content;display:inline-block}.footer-brand__logo img{width:auto;height:56px}.footer-brand p{color:var(--text-secondary);font-size:.95em}.footer-brand__badges{flex-wrap:wrap;align-items:center;gap:10px;display:flex}.footer-brand__badges img{object-fit:contain;width:58px;height:58px}.footer-nav{align-content:start;gap:11px;display:grid}.footer-nav__label{color:var(--color-navy);letter-spacing:var(--ls-footer-label);text-transform:uppercase;margin-bottom:4px;font-size:.8em;font-weight:700}.footer-nav a,.footer-legal__nav a{color:var(--text-secondary);font-size:.95em;text-decoration:none}.footer-nav a:hover,.footer-legal__nav a:hover{color:var(--color-navy);text-decoration:underline}@media (max-width:640px){.footer-brand{grid-column:auto}}.footer-legal{background:var(--surface-footer)}.footer-legal__inner{max-width:var(--container);padding:26px var(--gutter) 30px;gap:20px;margin:0 auto;display:grid}.footer-legal__disclaimer{color:var(--text-caption);max-width:1100px;font-size:.8em;line-height:1.7}.footer-legal__row{border-top:1px solid var(--border-footer);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px 28px;padding-top:20px;display:flex}.footer-legal__copy{color:var(--text-caption);font-size:.85em}.footer-legal__nav{flex-wrap:wrap;gap:8px 22px;display:flex}.footer-legal__nav a{font-size:.85em}.sticky-bar{z-index:60;background:var(--surface-white);border-top:1px solid var(--border-slate-200);box-shadow:var(--shadow-sticky-bar);gap:10px;padding:10px 14px;display:none;position:fixed;bottom:0;left:0;right:0}.sticky-bar a{border-radius:var(--radius-sm);flex:1;justify-content:center;align-items:center;min-height:54px;font-size:1.05em;font-weight:700;text-decoration:none;display:inline-flex}.sticky-bar__call{background:var(--color-gold);color:var(--color-navy)}.sticky-bar__call:hover{background:var(--color-gold-hover);color:var(--color-navy)}.sticky-bar__quote{background:var(--color-navy-700);color:#fff}.sticky-bar__quote:hover{color:#fff}@media (max-width:900px){.sticky-bar{display:flex}}.wa-float{z-index:45;border-radius:var(--radius-pill);border:1px solid var(--border-slate-200);color:var(--color-navy);background:#fff;align-items:center;gap:10px;padding:6px 18px 6px 6px;font-size:.92em;font-weight:700;text-decoration:none;display:inline-flex;position:fixed;bottom:20px;right:20px;box-shadow:0 10px 28px #14284a2e}.wa-float:hover{color:var(--color-navy);box-shadow:0 12px 32px #14284a42}.wa-float__disc{color:#fff;background:#25d366;border-radius:50%;flex:none;place-items:center;width:48px;height:48px;display:grid}.footer-contact__disc--wa{color:var(--color-gold)}@media (max-width:900px){.wa-float{background:#25d366;border:0;padding:0;bottom:98px;right:14px}.wa-float__disc{width:56px;height:56px}.wa-float__label{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}body:not(.has-sticky-bar) .wa-float{bottom:14px}}@media print{.wa-float{display:none}}.quote-band{background:var(--surface-alt);border-top:1px solid var(--border-soft);padding:var(--section-y) 0}.quote-band__inner{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:32px 56px;display:flex}.quote-band__copy{flex:360px;gap:14px;max-width:520px;display:grid}.quote-band__copy h2{font-size:clamp(28px,3vw,40px);line-height:1.15}.quote-band__copy p{color:var(--text-secondary);line-height:1.55}.quote-band__call{color:var(--color-navy);align-items:center;gap:10px;font-weight:700;text-decoration:none;display:inline-flex}.quote-band__call:hover{text-underline-offset:5px;text-decoration:underline}.quote-band .hero__form{margin-left:0}
.section-title{margin-bottom:14px}.section-head--baseline{align-items:baseline;gap:12px 32px;margin-bottom:clamp(28px,4vw,44px)}.muted-text{color:var(--text-tertiary)}.note{font-size:var(--fs-legal);color:var(--text-caption);margin-top:24px}.badge-img{width:clamp(80px,7vw,96px);height:auto;filter:var(--shadow-badge)}.figure img{height:auto}.faq-item__heading{font:inherit;color:inherit;letter-spacing:normal;margin:0}.hp{width:1px;height:1px;position:absolute;left:-9999px;overflow:hidden}.btn:disabled{opacity:.7;cursor:progress}.input-icon{position:relative}.input-icon__glyph{color:var(--color-navy-700);pointer-events:none;position:absolute;top:13px;right:16px}.input-icon .input{padding-right:50px}.hero{background:var(--surface-hero);scroll-margin-top:90px;position:relative;overflow:hidden}.hero__photo{position:absolute;inset:0 0 0 26%}.hero__photo img{object-fit:cover}.hero__fade{pointer-events:none;position:absolute;inset:0}.hero__fade--x{background:linear-gradient(90deg,#f4ecdd 0% 27%,#f4ecddd1 36%,#f4ecdd40 46%,#f4ecdd00 54%)}.hero__fade--y{background:linear-gradient(#f4ecdd00 72%,#f4ecdd8c 100%)}.hero__inner{max-width:var(--container);padding:clamp(40px, 5vw, 64px) var(--gutter) 64px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:32px;min-height:min(72vh,700px);margin:0 auto;display:flex;position:relative}.hero__copy{flex:0 640px;min-width:0}.hero h1{margin-bottom:22px}.hero__lead{max-width:500px;margin-bottom:28px}.hero__badges{flex-wrap:wrap;align-items:center;gap:clamp(14px,2vw,26px);display:flex}.hero__form{flex:0 420px;width:100%;min-width:0;max-width:440px;margin-left:auto;scroll-margin-top:100px}.hero__form .input{min-height:50px}.hero__submit{gap:10px;margin-top:4px}.hero__form .secure-line{margin-top:2px}.hero-success{text-align:center;justify-items:center;gap:14px;padding:10px 0 6px;display:grid}.hero-success h3{font-family:var(--font-heading);font-weight:var(--fw-heading);font-size:1.7em;line-height:1.15}.hero-success p{color:var(--text-secondary);line-height:1.6}.hero-success .hero-success__prompt{color:var(--text-caption);margin-top:6px;font-size:.95em}.hero-success .btn{font-size:1.05em}@media (max-width:1000px){.hero__photo{aspect-ratio:16/9;position:relative;inset:auto}.hero__fade{display:none}.hero__form{margin:0 auto}}.trust-strip{background:var(--surface-white);border-bottom:1px solid var(--border-cream)}.trust-strip .trust-line{padding:18px var(--gutter);font-size:.86em}.why__body{gap:22px;padding-top:clamp(0px,2vw,24px);display:grid}.why__source{font-size:var(--fs-legal);color:var(--text-caption);margin-top:-8px}.step__title{margin:14px 0 8px}.coverage__label{font-size:var(--fs-small);font-weight:600}.coverage__title{font-family:var(--font-heading);font-weight:var(--fw-heading);font-size:var(--fs-h3-serif);letter-spacing:-.005em;line-height:1.15}.coverage__points{color:var(--text-body);gap:8px;padding-left:20px;display:grid}.coverage__best{border-top:1px solid var(--border-cream);color:var(--text-secondary);margin-top:6px;padding-top:16px}.coverage__footer{color:var(--text-secondary);margin-top:22px}.rates-grid{grid-template-columns:repeat(auto-fit,minmax(min(100%,400px),1fr));align-items:start;gap:clamp(24px,3vw,48px);display:grid}.estimator{gap:22px;padding:clamp(22px,3vw,34px);display:grid}.estimator__title{color:var(--color-navy);font-size:1.1em;font-weight:700}.estimator__age-row{justify-content:space-between;align-items:baseline;gap:12px;display:flex}.estimator__age-row label{font-weight:600}.estimator__age{font-size:1.8em}.estimator__controls{grid-template-columns:repeat(auto-fit,minmax(min(100%,150px),1fr));gap:16px;display:grid}.estimator__label{margin-bottom:8px;font-size:.9em;font-weight:600}.estimator__result{border-top:1px solid var(--border-cream);gap:4px;padding-top:20px;display:grid}.estimator__result-label{color:var(--text-tertiary);font-size:.88em}.estimator__estimate{color:var(--text-tertiary);align-items:baseline;gap:8px;display:flex}.estimator__range{font-size:var(--fs-small);color:var(--text-caption)}.rate-table__head{color:var(--color-navy);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-bottom:14px;font-weight:600;display:flex}.rate-table__note{font-size:var(--fs-caption);color:var(--text-caption);margin-top:12px;line-height:1.55}.signature{border-top:1px solid var(--border-cream);padding-top:16px}.signature__name{font-family:var(--font-heading);font-weight:var(--fw-heading);color:var(--color-navy);letter-spacing:-.005em;font-size:1.5em;line-height:1.2}.signature__title,.reviews__summary{color:var(--text-tertiary);font-size:.9em}.faq-home{grid-template-columns:repeat(auto-fit,minmax(min(100%,320px),1fr));align-items:start;gap:clamp(32px,5vw,72px);display:grid}.faq-home__intro{gap:16px;display:grid}.faq-home__text{font-size:var(--fs-body-lg);color:var(--text-tertiary)}.faq-home__list{grid-column:span 2;min-width:0}@media (max-width:1000px){.faq-home__list{grid-column:auto}}.guide-grid{gap:var(--gap-cards);grid-template-columns:repeat(auto-fit,minmax(min(100%,290px),1fr));display:grid}.guide-card{color:inherit;align-content:start;gap:14px;text-decoration:none;display:grid}.guide-card:hover{color:var(--color-blue)}.guide-card img{aspect-ratio:3/2;object-fit:cover;object-position:50% 30%;border-radius:var(--radius-xs);width:100%;height:auto}.guide-card__meta{font-size:var(--fs-caption);color:var(--text-caption)}.guide-card h3{color:inherit;font-weight:600}.subpage{line-height:1.6}.section-sub{padding:var(--section-y-sub) 0}.text-secondary{color:var(--text-secondary)}.text-lg{font-size:var(--fs-body-lg)}.accent--inline{display:inline}.sub-head{margin-bottom:36px}.sub-head--center{text-align:center;margin:0 auto 44px}.sub-head .eyebrow{margin-bottom:12px}.sub-head__intro{font-size:var(--fs-body-lg);color:var(--text-caption);margin-top:14px}.badge-img--sub{width:clamp(76px,6.5vw,92px)}.page-hero{background:var(--surface-hero)}.page-hero__inner{max-width:var(--container);padding:clamp(48px, 6vw, 88px) var(--gutter);flex-wrap:wrap;align-items:center;gap:clamp(32px,5vw,72px);margin:0 auto;display:flex}.page-hero__copy{flex:480px;min-width:0}.page-hero__title{font-size:var(--fs-h1);margin-bottom:20px}.page-hero__lead{max-width:540px;margin-bottom:30px}.page-hero__paras{gap:14px;max-width:560px;display:grid}.page-hero__actions{flex-wrap:wrap;gap:14px;display:flex}.page-hero__btn{padding:0 28px;font-size:1.05em}.page-hero__photo{border-radius:var(--radius-xs);min-width:0;max-width:620px;box-shadow:var(--shadow-card);flex:420px;margin:0 auto;position:relative;overflow:hidden}.page-hero__photo img{object-fit:cover}.rule-grid{border-top:2px solid var(--color-navy);list-style:none;display:grid}.rule-grid>li{padding:28px 28px 20px}.rule-grid__title{margin-bottom:8px}.rule-grid__text{color:var(--text-tertiary)}@media (min-width:1101px){.rule-grid--4{grid-template-columns:repeat(4,minmax(0,1fr))}.rule-grid--4>li:nth-child(4n+1){padding-left:0}.rule-grid--4>li:nth-child(4n){padding-right:0}.rule-grid--4>li:not(:nth-child(4n+1)){border-left:1px solid var(--border-cream)}.rule-grid--4>li:nth-child(n+5){border-top:1px solid var(--border-cream)}}@media (min-width:641px) and (max-width:1100px){.rule-grid--4{grid-template-columns:repeat(2,minmax(0,1fr))}.rule-grid--4>li:nth-child(odd){padding-left:0}.rule-grid--4>li:nth-child(2n){border-left:1px solid var(--border-cream);padding-right:0}.rule-grid--4>li:nth-child(n+3){border-top:1px solid var(--border-cream)}}@media (min-width:901px){.rule-grid--3{grid-template-columns:repeat(3,minmax(0,1fr))}.rule-grid--3>li:nth-child(3n+1){padding-left:0}.rule-grid--3>li:nth-child(3n){padding-right:0}.rule-grid--3>li:not(:nth-child(3n+1)){border-left:1px solid var(--border-cream)}.rule-grid--3>li:nth-child(n+4){border-top:1px solid var(--border-cream)}}@media (max-width:900px){.rule-grid--3>li{padding-left:0;padding-right:0}.rule-grid--3>li+li{border-top:1px solid var(--border-cream)}}@media (max-width:640px){.rule-grid--4>li{padding-left:0;padding-right:0}.rule-grid--4>li+li{border-top:1px solid var(--border-cream)}}.check-list--cols{color:var(--color-navy);grid-template-columns:repeat(auto-fit,minmax(min(100%,240px),1fr));gap:8px 24px;margin-top:4px;font-size:.95em;font-weight:500}.check-list--two{color:var(--color-navy);grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr));gap:12px 24px;font-weight:600}.panels{gap:var(--gap-cards);flex-wrap:wrap;align-items:stretch;display:flex}.panels>.panel{flex:440px;gap:22px;min-width:0;padding:clamp(28px,4vw,48px)}.panel{border-radius:var(--radius-xs);align-content:start;gap:14px;display:grid}.panel--navy{background:var(--surface-navy);color:#fff}.panel--navy h2,.panel--navy h3{color:#fff}.panel--navy .panel__intro{color:var(--text-on-navy-muted)}.panel--cream{background:var(--surface-soft);border:1px solid var(--border-soft)}.panel--cream .panel__intro{color:var(--text-secondary)}.panel--plain{background:var(--surface-white);border:1px solid var(--border-slate)}.panel .eyebrow{margin-bottom:10px}.panel__title{font-size:clamp(28px,3vw,40px);line-height:1.12}.rule-list{list-style:none;display:grid}.rule-list>li{border-top:1px solid var(--border-cream);padding:14px 0}.rule-list--navy>li{border-top-color:#ffffff24}.rule-list__title{font-weight:700}.rule-list__desc{color:var(--text-on-navy-muted);font-size:.92em}.never-list{list-style:none;display:grid}.never-list li{border-top:1px solid var(--border-cream);color:var(--color-navy);gap:14px;padding:14px 0;font-weight:600;display:flex}.never-list li:before{content:"✕";color:var(--text-error);font-weight:700}.process-list{border-top:2px solid var(--color-navy);list-style:none}.process-step{grid-template-columns:4.2em minmax(0,1fr);gap:clamp(18px,3vw,36px);padding:clamp(24px,3vw,36px) 0;display:grid}.process-step+.process-step{border-top:1px solid var(--border-cream)}.process-step__body{gap:12px;display:grid}.process-step__head{flex-wrap:wrap;align-items:baseline;gap:6px 16px;display:flex}.process-step__head h3{font-size:1.35em}.process-step__time{font-size:var(--fs-small);color:var(--text-caption)}@media (max-width:560px){.process-step{grid-template-columns:1fr;gap:10px}}.media-split{flex-wrap:wrap;align-items:center;gap:clamp(32px,5vw,72px);display:flex}.media-split__media{flex:400px;min-width:0;max-width:560px}.media-split__body{flex:480px;align-content:start;gap:22px;min-width:0;display:grid}.media-split__body .eyebrow{margin-bottom:-10px}.media-split--agent .media-split__media{flex-basis:480px;max-width:640px}.media-split--agent .media-split__body{flex-basis:440px;gap:16px}.media-split--agent .media-split__body .eyebrow{margin-bottom:-4px}.compare{scroll-margin-top:90px}.compare__scroll{border:1px solid var(--border-slate-200);border-radius:var(--radius-xs);background:var(--surface-white);overflow-x:auto}.compare__table{border-collapse:collapse;width:100%;min-width:760px}.compare__table thead th{background:var(--surface-navy);color:#fff;text-align:left;vertical-align:bottom;padding:18px 22px;font-weight:700}.compare__table thead th+th{border-left:1px solid #ffffff1f}.compare__sub{margin-top:2px;font-size:.8em;font-weight:600;display:block}.compare__table tbody th,.compare__table td{border-top:1px solid var(--border-slate);text-align:left;vertical-align:top;padding:16px 22px}.compare__table tbody th{color:var(--color-navy);font-weight:700}.compare__table tbody td{border-left:1px solid var(--border-slate)}.compare__table tbody td:last-child{color:var(--text-caption)}.compare__table tbody tr:nth-child(2n){background:var(--surface-page)}.persona-grid{gap:var(--gap-cards);grid-template-columns:repeat(auto-fit,minmax(min(100%,320px),1fr));display:grid}.persona{align-content:start;gap:16px;display:grid}.persona img{aspect-ratio:16/10;object-fit:cover;border-radius:var(--radius-xs);width:100%;height:auto}.persona figcaption{gap:8px;display:grid}.persona p{color:var(--text-caption);font-size:.96em}.faq-hero{background:var(--surface-hero)}.faq-hero__inner{max-width:var(--container-text);padding:clamp(48px, 6vw, 80px) var(--gutter);text-align:center;justify-items:center;margin:0 auto;display:grid}.faq-hero__lead{max-width:620px;margin-bottom:30px}.faq-search{border:2px solid var(--border-search);border-radius:var(--radius-sm);width:100%;max-width:620px;box-shadow:var(--shadow-search);color:var(--text-caption);background:#fff;align-items:center;gap:12px;padding:0 18px;display:flex}.faq-search:focus-within{border-color:var(--input-focus-border);box-shadow:var(--input-focus-ring), var(--shadow-search)}.faq-search input{min-width:0;min-height:60px;font-size:var(--fs-body-lg);color:var(--text-body);background:0 0;border:0;outline:none;flex:1}.faq-body{padding:clamp(48px,5vw,80px) 0}.faq-body__inner{flex-wrap:wrap;align-items:flex-start;gap:clamp(28px,4vw,56px);display:flex}.faq-body__list{flex:640px;gap:24px;min-width:0;display:grid}.faq-chips{flex-wrap:wrap;gap:8px;display:flex}.faq-empty{border:1px dashed var(--border-input);border-radius:var(--radius-xs);text-align:center;color:var(--text-secondary);background:#fff;padding:28px}.faq-item__cat{text-transform:uppercase;letter-spacing:.06em;color:var(--color-gold-800);margin-bottom:4px;font-size:.7em;font-weight:700;display:block}.faq-aside{flex:0 380px;gap:18px;width:100%;display:grid;position:sticky;top:110px}.faq-aside__call{padding:28px 26px}.faq-aside__title{font-size:1.7em;line-height:1.12}.faq-aside__btn{gap:8px;min-height:56px;font-size:1.05em}.faq-aside__hours{text-align:center;font-size:var(--fs-small);color:var(--text-on-navy-muted)}.faq-aside__quote{padding:24px 26px}.faq-aside__quote h3{font-size:1.1em}.faq-aside__text{color:var(--text-caption);font-size:.95em}.faq-aside__outline{min-height:52px}.faq-aside__outline:hover{background:var(--surface-page)}@media (max-width:1060px){.faq-aside{position:static}}.mosaic{flex-basis:440px;grid-template-columns:1.2fr 1fr;gap:16px;max-width:620px;display:grid}.mosaic>div{border-radius:var(--radius-xs);overflow:hidden}.mosaic img{object-fit:cover;width:100%;height:100%}.mosaic__tall{grid-row:span 2;min-height:360px}.mosaic__item{aspect-ratio:4/3}.placeholder-line{color:var(--text-caption);font-size:.9em}.agent__title{color:var(--text-caption);font-size:.95em;font-weight:600}.agent__quote{color:var(--text-secondary);font-size:1.08em}.agent__meta{color:var(--text-caption)}.agent__actions{flex-wrap:wrap;gap:12px;margin-top:6px;display:flex}.agent__btn{min-height:56px;font-size:1.05em}.testimonials{background:var(--surface-navy);color:#fff}.testimonials h2{color:#fff}.testimonial-grid{border-top:1px solid #fff3;grid-template-columns:repeat(auto-fit,minmax(min(100%,320px),1fr));display:grid}.testimonial{align-content:space-between;gap:20px;padding:28px 28px 8px;display:grid}.testimonial blockquote{font-size:1.08em;line-height:1.6}.testimonial figcaption{align-items:center;gap:14px;display:flex}.testimonial figcaption>span{display:grid}.testimonial__avatar{object-fit:cover;border:2px solid #ffffff4d;border-radius:50%;flex:none;width:56px;height:56px}.testimonial__name{font-weight:700}.testimonial__meta{font-size:var(--fs-small);color:var(--text-on-navy-muted)}.testimonials__note{font-size:var(--fs-legal);color:var(--text-on-navy-muted);margin-top:24px}@media (min-width:1081px){.testimonial:first-child{padding-left:0}.testimonial:last-child{padding-right:0}.testimonial+.testimonial{border-left:1px solid #ffffff24}}@media (max-width:1080px){.testimonial{padding-left:0;padding-right:0}.testimonial+.testimonial{border-top:1px solid #ffffff24}}.licensing{background:var(--surface-white);padding:clamp(40px,5vw,64px) 0}.licensing__inner{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px 40px;display:flex}.licensing__copy{flex:360px;gap:6px;display:grid}.licensing__title{font-family:var(--font-body);letter-spacing:0;font-size:1.1em;font-weight:700;line-height:1.35}.licensing__copy p{color:var(--text-caption);font-size:.95em}.licensing__badges{flex-wrap:wrap;gap:18px;display:flex}.licensing__badges img{object-fit:contain;width:92px;height:92px}.quote-page{background:var(--surface-hero);min-height:100vh}.quote-page__section{padding:clamp(40px,5vw,72px) 0 clamp(56px,6vw,88px)}.quote-page__inner{flex-wrap:wrap;align-items:flex-start;gap:clamp(28px,4vw,56px);display:flex}.quote-page__main{flex:600px;gap:26px;min-width:0;display:grid}.quote-page__title{font-size:var(--fs-h1);margin-bottom:14px;line-height:1.1}.quote-page__lead{font-size:var(--fs-body-lg);color:var(--text-lead);max-width:600px}.quote-card{border-radius:var(--radius-sm);box-shadow:var(--shadow-form-page);background:#fff;scroll-margin-top:100px;overflow:hidden}.quote-steps{border-bottom:1px solid var(--border-slate);list-style:none;display:flex}.quote-step{border-bottom:3px solid #0000;flex:1;align-items:center;gap:12px;margin-bottom:-1px;padding:18px 24px;display:flex}.quote-step--current{border-bottom-color:var(--color-gold)}.quote-step__disc{background:var(--surface-muted);width:34px;height:34px;color:var(--text-caption);border-radius:50%;flex:none;place-items:center;font-size:.9em;font-weight:700;display:grid}.quote-step--current .quote-step__disc,.quote-step--past .quote-step__disc{background:var(--color-navy);color:#fff}.quote-step__label{color:var(--text-caption);font-weight:600}.quote-step--current .quote-step__label{color:var(--color-navy)}.quote-form{gap:22px;padding:clamp(22px,3vw,36px);display:grid}.quote-fieldset{border:0;gap:10px;min-width:0;margin:0;padding:0;display:grid}.quote-fieldset legend{margin-bottom:10px;padding:0}.quote-fieldset legend:focus{outline:none}.quote-helper{font-size:var(--fs-small);color:var(--text-caption)}.quote-two{grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr));align-items:start;gap:22px;display:grid}.quote-two .option{min-height:56px}.quote-fields{grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr));gap:18px 22px;display:grid}.option{border-radius:var(--radius-sm)}.option--sm{min-height:52px}.option:hover{border-color:var(--color-navy-700)}.option[aria-pressed=true]:hover{border-color:var(--color-gold)}.field-error--quote{margin-top:0;font-weight:600}.quote-submit{min-height:60px;font-size:1.12em}.quote-consent{font-size:.76em}.quote-summary{background:var(--surface-soft);border:1px solid var(--border-soft);border-radius:var(--radius-sm);color:var(--text-secondary);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px 16px;padding:14px 18px;display:flex}.quote-summary:focus{outline:none}.quote-summary__edit{min-height:44px;color:var(--color-navy);text-underline-offset:4px;background:0 0;border:0;padding:6px 2px;font-weight:600;text-decoration:underline}.quote-summary__edit:hover{color:var(--color-blue)}.quote-done{text-align:center;justify-items:center;gap:16px;padding:clamp(32px,5vw,56px) clamp(22px,3vw,36px);display:grid}.quote-done h2{font-size:2em;line-height:1.15}.quote-done h2:focus{outline:none}.quote-done p{color:var(--text-secondary);max-width:520px}.quote-done .btn{min-height:56px;font-size:1.05em}.quote-aside{flex:0 420px;gap:18px;width:100%;display:grid}.quote-aside__photo{aspect-ratio:16/10;border-radius:var(--radius-xs);position:relative;overflow:hidden;box-shadow:0 18px 44px #14284a1f}.quote-aside__photo img{object-fit:cover}.quote-aside__call{padding:26px}.quote-aside__call .faq-aside__title{font-size:1.6em}.quote-next{border-color:var(--border-soft);gap:16px;padding:26px}.quote-next h3{font-size:1.1em}.quote-next__list{gap:16px;list-style:none;display:grid}.quote-next__list li{align-items:flex-start;gap:14px;display:flex}.quote-next__num{background:var(--color-navy);width:32px;height:32px;color:var(--color-gold);border-radius:50%;flex:none;place-items:center;font-size:.9em;font-weight:700;display:grid}.quote-next__title{color:var(--color-navy);font-weight:700;display:block}.quote-next__desc{color:var(--text-caption);font-size:.92em;display:block}.prose-hero{background:var(--surface-hero);padding:clamp(48px,6vw,80px) 0 clamp(32px,4vw,48px)}.prose-hero .page-hero__title{margin-bottom:0}.prose-body{padding:clamp(40px, 5vw, 64px) 0 var(--section-y-sub);background:var(--surface-white)}.prose-page{font-size:1.05em;line-height:var(--lh-relaxed);color:var(--text-secondary);gap:18px;display:grid}.prose-page ul{gap:10px;padding-left:22px;display:grid}.prose-page .link-underline{padding-left:0}@media (max-width:560px){.quote-step{gap:10px;padding:14px}.quote-step__label{font-size:.92em;line-height:1.25}}.testimonials__more{margin-top:24px}.testimonials__more a{color:#fff;text-underline-offset:5px;font-weight:600}.testimonials__more a:hover{color:var(--color-gold)}.testimonials-v2{padding-top:var(--section-y);background:linear-gradient(#f8f6f1 0%,#faf8f4 100%);scroll-margin-top:80px;position:relative;overflow:hidden}.testimonials-v2__head{flex-wrap:wrap;justify-content:space-between;align-items:flex-start;gap:24px 40px;margin-bottom:clamp(28px,3.5vw,44px);display:flex;position:relative}.testimonials-v2__intro{z-index:1;flex:520px;gap:14px;max-width:760px;display:grid;position:relative}.testimonials-v2__eyebrow{font-size:var(--fs-small);letter-spacing:var(--ls-eyebrow-hero);text-transform:uppercase;color:var(--text-secondary);align-items:center;gap:16px;font-weight:600;display:flex}.testimonials-v2__eyebrow:before{content:"";background:var(--color-gold);flex:none;width:40px;height:2px}.testimonials-v2 h2{font-size:var(--fs-h2-sub);line-height:1.15}.testimonials-v2__lead{font-size:var(--fs-lead);color:var(--text-tertiary);max-width:640px}.testimonials-v2__art{right:var(--gutter);top:calc(var(--section-y) * -.75);pointer-events:none;width:430px;height:240px;position:absolute}.testimonials-v2__photo{position:absolute;inset:0 0 0 38%;-webkit-mask-image:radial-gradient(62% 70% at 58% 46%,#000 52%,#0000 76%);mask-image:radial-gradient(62% 70% at 58% 46%,#000 52%,#0000 76%)}.testimonials-v2__photo img{object-fit:cover;object-position:30% 30%;filter:sepia(.18)saturate(.9)brightness(1.04)}.testimonials-v2__tagline{font-family:var(--font-script), cursive;color:var(--color-navy-700);transform-origin:0;text-shadow:0 1px #ffffffb3;font-size:32px;line-height:.95;display:grid;position:absolute;top:84px;left:0;transform:rotate(-10deg)}.testimonials-v2__tagline span+span{padding-left:1.1em}.testimonials-v2__swash{fill:none;width:170px;height:18px;stroke:var(--color-gold);stroke-width:2.5px;stroke-linecap:round;margin:2px 0 0 1.4em}@media (max-width:1220px){.testimonials-v2__art{display:none}}.t2-board{z-index:1;grid-template-columns:repeat(3,minmax(0,1fr));align-items:start;gap:clamp(16px,1.6vw,24px);display:grid;position:relative}@media (max-width:1000px){.t2-board{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:680px){.t2-board{grid-template-columns:1fr}}.t2-card{border-radius:var(--radius-md);background:#fff;border:1px solid #eee8dc;gap:0;padding:clamp(22px,2.4vw,32px);display:grid;box-shadow:0 14px 34px #14284a12}.t2-card__top{justify-content:space-between;align-items:center;margin-bottom:18px;display:flex}.t2-mark{width:52px;height:52px;font-family:var(--font-heading);border-radius:50%;place-items:center;padding-top:.32em;font-size:2.6em;font-weight:700;line-height:1;display:grid}.t2-card--blue .t2-mark{color:var(--color-navy-700);background:#e8f0f6}.t2-card--green .t2-mark{color:var(--color-green);background:#eaf2e4}.t2-card--gold .t2-mark{color:var(--color-gold-800);background:#f6eedf}.t2-stars{color:var(--color-gold);letter-spacing:3px;white-space:nowrap;font-size:1.05em;line-height:1;display:inline-block;position:relative}.t2-stars__base{color:#e6dcc8}.t2-stars__fill{position:absolute;top:0;left:0;overflow:hidden}.t2-rating .t2-stars{letter-spacing:2px;font-size:1.4em}.t2-review{gap:18px;display:grid}.t2-review+.t2-review{border-top:1px solid var(--border-cream);margin-top:24px;padding-top:24px}.t2-review blockquote{color:var(--text-body);font-size:1em;line-height:1.6}.t2-review figcaption{align-items:center;gap:16px;display:flex}.t2-name{color:var(--color-navy);font-size:1.02em;font-weight:700;line-height:1.25;display:block}.t2-label{letter-spacing:.08em;text-transform:uppercase;color:var(--text-caption);margin-top:4px;font-size:.74em;font-weight:600;display:block}.t2-avatar{width:56px;height:56px;font-family:var(--font-quote), Georgia, serif;border:2px solid #fff;border-radius:50%;flex:none;place-items:center;font-size:1.35em;font-weight:600;display:grid;box-shadow:0 0 0 1px #e6dfd1}.t2-card--blue .t2-avatar,.t2-avatar--blue{color:var(--color-navy-700);background:#e8f0f6}.t2-card--green .t2-avatar,.t2-avatar--green{color:var(--color-green);background:#eaf2e4}.t2-card--gold .t2-avatar,.t2-avatar--gold{color:var(--color-gold-800);background:#f6eedf}.t2-bar{background:#fff;border-top:1px solid #eee8dc;margin-top:clamp(32px,4vw,48px);position:relative}.t2-bar__inner{flex-wrap:wrap;align-items:center;gap:20px 32px;padding-top:22px;padding-bottom:22px;display:flex}.t2-bar__rule{background:var(--color-gold);flex:none;width:40px;height:2px}.t2-stat,.t2-rating{align-items:center;gap:20px;display:flex}.t2-rating{border-left:1px solid #e3d6bb;gap:4px;padding-left:32px;display:grid}.t2-rating__row{align-items:center;gap:14px;display:flex}.t2-stack{display:flex}.t2-stack .t2-avatar{width:48px;height:48px;box-shadow:none;margin-left:-12px;font-size:1.1em}.t2-stack .t2-avatar:first-child{margin-left:0}.t2-avatar--count{background:var(--color-navy);color:#fff;font-family:var(--font-quote), Georgia, serif;font-weight:600;width:56px!important;height:56px!important;font-size:1em!important}.t2-stat__value{font-family:var(--font-quote), Georgia, serif;color:var(--color-navy);font-size:1.35em;font-weight:600;line-height:1.2;display:block}.t2-stat__label{letter-spacing:.08em;text-transform:uppercase;color:var(--text-caption);margin-top:4px;font-size:.74em;font-weight:600;display:block}.t2-more{border-radius:var(--radius-pill);border:1.5px solid var(--color-gold);min-height:54px;color:var(--color-gold-800);background:#fff;align-items:center;gap:10px;margin-left:auto;padding:0 28px;font-size:.98em;font-weight:600;display:inline-flex}.t2-more:hover{background:var(--surface-highlight)}.t2-more .icon{font-size:22px}@media (max-width:680px){.t2-stat{flex-wrap:wrap;gap:14px}.t2-more{justify-content:center;width:100%;margin-left:0}.t2-bar__rule{display:none}.t2-rating{border-left:0;padding-left:0}}.rule-grid .illus{margin-bottom:14px}.step__illus{margin-bottom:18px}.signature--photo{align-items:center;gap:16px;display:flex}.faq-home__illus{margin-bottom:2px}.aside-avatar{border:2px solid #d9a44199}.process-step{grid-template-columns:4.2em minmax(0,1fr) auto}.process-step__illus{align-self:center}@media (max-width:900px){.process-step{grid-template-columns:4.2em minmax(0,1fr)}.process-step__illus{order:-1;grid-column:1/-1;justify-self:start;height:90px!important}}.site-cta__icon{flex:none;width:44px;height:44px}.t2-card img.t2-avatar,.t2-stack img.t2-avatar{background:#eef1f5}
